What to Do After a Hail or Wind Storm: A Homeowner’s Guide to Staying Calm and Protecting Your Roof
When a major storm hits — especially one with hail or high winds — it’s completely normal to feel overwhelmed. You step outside, see debris scattered around, maybe notice shingles on the ground, and suddenly every contractor in town seems to be knocking on your door offering “immediate repairs.”
Take a breath. You have more control than you think.
Storm damage can be stressful, but rushing into the first offer you hear can lead to unnecessary costs, poor workmanship, or even insurance complications. The smartest thing you can do is slow down and follow a clear, simple process.
1. Don’t Panic — and Don’t Sign Anything at the Door
After a storm, many contractors canvass neighborhoods looking for quick jobs. Some are reputable, but others rely on urgency and pressure to get homeowners to sign contracts before they’ve even assessed the damage.
You don’t need to make any decisions immediately. Your roof isn’t going to collapse overnight, and you have time to choose the right team.
2. Take a Quick Look Around Your Property
You don’t need to climb on the roof — in fact, you shouldn’t. But you can walk around your home and look for signs of possible damage:
Shingles on the ground
Dents on gutters, downspouts, or metal trim
Granules collecting at the base of downspouts
Broken windows or torn screens
Branches or debris on the roof
This gives you a general idea of what might have happened, but the next step is where things really matter.
3. Call a Trusted Roofing Company for a Professional Inspection
This is where a reputable local company like Nexus Roofing becomes essential. A trained roofing specialist knows exactly what storm damage looks like — and what insurance companies consider legitimate damage.
A proper inspection should include:
Photos of all affected areas
Documentation of hail or wind impact
A clear explanation of whether the damage is repairable or requires replacement
This inspection becomes the foundation for your insurance claim.
4. Invite Your Insurance Adjuster to Review the Damage
Once your roofing company confirms there is storm-related damage, contact your insurance provider. They’ll assign an adjuster to inspect your home.
The best approach is to have your roofing company present during the adjuster’s visit. This ensures:
Nothing is overlooked
Damage is accurately documented
You have a knowledgeable advocate on your side
Nexus Roofing can walk the adjuster through the findings and help make sure the claim reflects the true condition of your roof.
5. Review Your Approval and Scope of Work
After the adjuster completes their report, your insurance company will send you:
A claim approval
A scope of work outlining what they’re covering
Before moving forward, let your roofing company review this paperwork. They can explain:
What the insurance will pay for
What materials or upgrades are included
How the funds can be applied toward your deductible
Whether anything was missed or needs to be supplemented
This step protects you from surprises and ensures the project is done correctly from start to finish.
6. Move Forward With Confidence
Once everything is approved and clear, your roofing company can schedule the work. By taking your time and following the right steps, you end up with:
A properly documented claim
A fair settlement
A high‑quality roof replacement or repair
Peace of mind knowing you made informed decisions
Storms are unpredictable — but your response doesn’t have to be.